% of students are spending more money than they save, % project they will graduate with some debt, % say their debt will be in excess of $25,000

% say that their parents pay for a quarter or less of their expenses, % say that their parents pay for 75% or more % plan to rely on student loans or lines of credit

% are working during the summer [summer job], % earning between $2,500 and $7,499, % will use the money to pay for their education, % say it will cover all of their expenses

During the school year % of post-secondary student will have part-time jobs, take out student loans, borrow from their parents, rely on their savings, rely on scholarships.

Among students borrowing from their parents, % say that they are expected to pay them back, % say they won’t have to pay their parents back, % haven’t yet broached the subject with their parents.

% of post-secondary students are working this summer to help pay for school, % say they will not earn enough money to cover their expenses, % are relying on student loans or lines of credit, RESPs

% of parents say that practical training at a trade school or a college degree is what their child needs to be competitive in the marketplace, % believe their children need an undergraduate degree, % say a masters degree is necessary % feel their child needs a doctorate level degree.

% feel that having a job wouldn’t be enough and that they would also have to cut back on expenses, % feel that worrying about money will have an impact on their grades.

% plan to rely on their summer savings, scholarships and bursaries, the bank of mom and dad to support themselves.

Includes access to computers at home [computer ownership] and in school, transitions from high school to postsecondary education and work, and provides information on labour market outcomes by level of education, participation rates and graduation data for apprenticeship programs, colleges, and universities, trends in public and private expenditures on education, examines the distribution of capital and operating expenditures, and reports on student debt [student loans]

% of the school-age population (ages 5 to 24) in low income, by type of living arrangement, Canada and provinces, 1990, 1995, 2000, and 2003 to 2007.

Average undergraduate and graduate univeristy tuition fees, Educational status of 18 to 20 year olds (High school non-completers, continuers, graduates, Postsecondary non-continuers, continuers, % of 26 to 28 year olds who ever left high school [school leavers / dropouts], % of 18- to 20-year old high-school leavers in 1999 who later reported additional education.

Repayment (At what point are individuals required to begin paying back their Canada Student Loans? At what point does interest begin to accrue on Canada Student Loans? If you run into trouble repaying your debt after graduation, which of the following types of assistance might the Government give you?

Measures of household debt, Household debt-service ratio, Mortgage costs ratio, Household exposure to asset price shock, 1990 and 2009, Distribution of household debt and assets by age groups

Consumer insolvency, year-to-year change [personal bankruptcy], Average size of consumer bankruptcy, Value of residential structures vs. Mortgage arrears, Bankruptcy vs. Mortgage arrears

Reasons for increasing debt (Purchase of a new residence, Expenses for leisure and entertainment, Health related expenses, Purchase of consumer durables, Purchase of a new car, Interest charges, Day-to-day living expenses, Enrolling in an educational program

Types of debt (credit card, mortgage, car loan, line of credit, home equity line of credit, bank loan, student loan), Changes in level of type of debt, Reason for having troubles managing debt, Attitude towards debt, Changes in household income over the past three years, Changes in household assets (e.g. principle residence, private pensions assets RRSPs, business assets)

Household sensitivity to negative shocks (e.g. change in mortgage rates), Reasons for increased household spending, Ways of handling unforeseen expenditures of $500 and $5,000, Primary source of pension income (e.g. RRSP savings, Inheritance, Government transfers)

Sources of PSE funding and median amounts (Government loans [student loans], Bursary or grant based on merit/need, Income from work during the academic year, Private loan, Loan from family member, Gift from family member, Personal savings)

% worked during the school year, Reasons for not borrowing from government, Reasons for borrowing from a private source, Level of Concern about Having Sufficient Funds to Complete PSE

It also examines other characteristics such as personal income, savings and investments, the presence of a retirement pension plan, home ownership, assets, debts and net worth for student loan borrowers. [student loans]

Paying for post-secondary education, Getting to post-secondary studies, Student financial assistance in Canada - past, present and future, Student debt in Canada

• Participation in education and training among Canadians aged 18 to 64

• Proportion of Canadians aged 18 to 64 who had unmet training needs and the reasons why Canadians did not pursue further education or training

• The costs associated with education and training and the sources of funding used to finance education programs

• Proportion of children whose parents save and plan for their future postsecondary studies.

Includes: Participation in job-related education or training, Proportion of Canadian education program participants aged 18 to 64 who used distance education, by age group, Average duration of job-related training

Proportion who received employer support, Proportion of Canadian education program participants aged 18 to 64 who used various sources of non-repayable and repayable sources to finance their education (grants, bursaries, parents, student loans, Mean and median costs spent by Canadians aged 18 to 64 on most recent program (tuition, books)

Proportion of children aged 0 to 17 with postsecondary education savings, Educational hopes for children aged 0 to 17, of children aged 0 to 17 with parents aware of the Canada Education Savings Program (RESP)

Includes: Proportions of off-reserve First Nations women aged 25 to 64, by type of postsecondary financial assistance received and by Registered Indian status, 2006 (INAC or Band funding, Grant bursary or scholarship, Student loan, Other)

% say the current economic situation has caused them to the rethink their plans for the future, % that it meant they would likely accept work in an area not directly related to their major,

% have changed some of their spending habits, % indicate they are financially supported by their parents, have full-time summer jobs, student loans, % indicate they don't have any extra money to put into savings or investments, % save money in savings account, Tax Free Savings Account (TFSA), RRSPs/Mutual Funds.

% plan to live with their parents, in residence, apartment, other (1st year students vs. 2nd year+), % intend to move one week before school, two weeks, one month.

Things students will do or buy before school starts: Find a job for school year, Subscribe to ISP (Internet access), Find an apartment, Subscribe to cable TV / satellite TV, Buy or replace cell phone, Find room mates, Buy a gaming console, Buy or lease a car, Acquire furniture, Buy computer or software, Travel outside Canada, Go to the cottage, Buy new school bag, Travel within Canada, Go camping, Amusement parks & oth. Attractions, Take time off, Get a hair cut, Go out in bars and clubs, Go to the beach, Celebrate the end of summer, Buy new clothes (< 10 days before school vs. > 10 days) [back to school shopping]

What do parents pay for? (Tuition, Credit card, Car, Computer, Give me furniture, Groceries, School supplies, Cell phone bill, Rent & services)

% of students who will receive government grant, government student loan)

What will you do with your friends before school starts? (Catch up elsewhere online, Send e-mail, Chat online, Catch up on Facebook [Social Networking Sites], Talk on the phone, Meet up in bars or at house parties, Go out (shopping, movies, restaurants), Text messaging

% of students subscribe to My Space, Linked in, Twitter, Windows Spaces, Flickr, Facebook, Frequency of selected Facebook functionalities used by students.

Reasons for increasing debt (Day-to-day living expenses, Enrolling in an educational program, Health related expenses, Expenses for leisure and entertainment, Purchase of a new residence, Purchase of consumer durables, Purchase of a new car, Interest charges)

Type of debt held by households (Bank loan other than car and student loan, Home equity line of credit, Line of credit other than home equity, Car loan, Mortgage, Credit card, Student loan)

Changes in selected types of debt, Reason for having troubles managing debt (Lower than expected income, Large unexpected expenses, Difficulties in keeping spending within planned limits [budgeting], Inadequate financial planning)

Attitude towards debt (e.g. % can manage my debt well), Does your household debt negatively affect you’re ability to reach your financial goals?

Changes in household income by respondent’s income group, Assets held by households, Change in expenditures relative to changes in income, Reasons for increased household spending, Ways of handling unforeseen expenditures of $500 and $5,000

Includes: Proportion of 2005 graduates working full-time and part-time, unemployed, and out of the labour force, by level of study, Rate of full-time employment two years after graduation for 2000 and 2005 graduates, by level of study and selected field of study, Earnings distribution of 2005 graduates working full-time in 2007, by gender and level of study, Earnings distribution of 2005 graduates working full-time in 2007, by field of study and level of study.

Student loans and debts, Incidence and average amount of debt to all sources, Distribution of average debt across fields of study.

% have more than $15,000 in debt, % have between $6,000 and $15,000 in debt, % have less than $5,000 in debt, % have no debt at all.

% of students and recent graduates are saving in some capacity, such as in a savings account, in GICs mutual funds or in RRSPs, % rely on a part-time job as their primary source of income, % rely on their parents, % rely on student loans.

Average age of doctoral graduates at graduation by field of study, Canadian and foreign or visa doctoral students by field of study, Source and number of financial support during graduate school (Fellowship or scholarship, Teaching assistantship, Research assistantship, Student loans, Foreign (non-Canadian) support, personal savings, Personal earnings during graduate school, Family earnings or savings, Employer reimbursement or assistance)

Debt for graduate and undergraduate programs, Status of postgraduate plans of doctoral graduates by field of study, Primary activity for doctoral graduates with firm employment for the coming year, Expected earnings of doctoral graduates with firm employment plans for the coming year, Type of further training or study for doctoral graduates with firm plans for further training or study

Main source of financial support for doctoral graduates undertaking postdoctoral study or research, Type of employer for doctoral graduates, Characteristics of doctoral graduates by intending country of residence (in Canada / outside Canada)

When asked the primary reasons why they don't stick to a financial plan % said that it was "totally unrealistic", believed it was "way too strict and hard to follow."

When funds were tight, % said they coped by: spending less on food, not buying all the books they needed for class, paying their tuition late.

% are starting the new school year with a budget in hand, % say they'll stick to it, % share of budget that the following account for: school-related expenses (including tuition, books, and other academic fees), food and housing.

Among those current students who were unable to stick to their budgets % blamed unexpected expenses, % said budget was not realistic, % work part-time while attending school, % citing the need to pay bills as the reason, % of students who are currently attending college or university expect to graduate debt free. [student loans]